A quiet paved road winding down a forested hillside toward snow-capped mountains in the distance

Your First Home Is Closer Than You Think.

Grants, programs, and loans most first-time buyers never hear about.

Talk to Jared

You Don't Have to Figure It Out Alone

Jared Ban smiling, one arm resting on the spare wheel of his Jeep, on a bright overcast day

"No one gets left behind on my watch, especially on their first home."

Buying your first home is a big step. You're excited, you're nervous, and there's a lot of information out there, not all of it right. My job is to make it simple, walk you through every step, and make sure you don't leave money on the table.

Let's Talk Dirt and Dream Homes.

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Help You Might Not Know About

There are programs designed to help first-time buyers get into a home. I'll help you find the ones that fit you and connect you with lenders who know them well.

  • Down Payment Assistance

    Programs that can help cover part of your down payment or closing costs — sometimes as a grant, sometimes as a second loan. Who qualifies usually depends on your income, where you're buying, and the price of the home.

  • First-Time Buyer Programs

    Loans and programs designed for people buying their first home, which can mean less cash up front, help with closing costs, or a better rate. You may count as a first-time buyer even if you've owned before, if it's been a while.

  • USDA Loans

    Government-backed home loans for buyers in eligible rural and small-town areas, with income limits that depend on household size and county. Many communities outside the larger cities may qualify.

  • VA Loans

    Home loans backed by the Department of Veterans Affairs for eligible veterans, service members, and some surviving spouses. They often need less cash up front and don't require private mortgage insurance. As a Navy veteran, I know the process firsthand.

Program availability and eligibility vary. Talk with a licensed lender about your situation.

An open field running to a line of bare trees with snow-dusted mountains beyond

Your First Home, Step by Step

Jared Ban and his wife Shadra arm in arm on a lawn at sunset, a lake and pines behind them

  1. Let's talk.

    Tell me what you're looking for and what worries you.

  2. Get pre-approved.

    I'll connect you with lenders I trust.

  3. Find your home.

    We'll tour homes with a builder's eye.

  4. Make a strong offer.

    I'll negotiate hard for you.

  5. Inspections and closing.

    I'll be there through every step.

  6. Get your keys.

    Mission accomplished.